Chapter 1
Chapter 1

Chapter 1

Divorced and Broke: Who Keeps Wiring Me Millions?

With exactly ten hours left until the NASDAQ IPO bell-ringing for Vance Holdings, Harrison Vance’s legal team slapped the divorce settlement on the table in front of me. "Sign it, or you won't even be able to afford next month's rent." I stared at the $0.00 balance on my banking app, listening to the celebratory fireworks popping outside the window. Smiling, I signed on the dotted line and discreetly hit 'send' on my phone.

The moment the pen left the paper, the lead attorney snatched the document away as if it were contaminated, immediately reaching for a wet wipe to scrub his hands.

"Mrs. Vance—oh, my apologies, Ms. Mercer," the managing partner said, adjusting his gold-rimmed glasses with a strictly professional tone. "Mr. Vance said that, in light of your three years of marriage, you may stay in the guest wing of the Greenwich estate until 8:00 AM tomorrow. After eight, security will clear the premises."

I lowered my gaze, hiding my white-knuckled grip inside my sleeves, and let my voice tremble with just the right amount of fragility. "Please pass on my thanks to him."

"No need."

The deep baritone drifted in from the doorway. Harrison Vance stepped into the room in his bespoke Oxfords, looking down his nose at me. He’d just come from a gala; his tie was slightly loosened, and he carried the faint, expensive scent of vintage champagne and bespoke cologne.

"Stop playing the victim, Sloane," he sneered, tossing a black supplementary credit card onto the table. "There’s $6,000 on it. Enough to cover the first, last, and security deposit on some cheap apartment. And don't you dare show up at the Vance Holdings tower to cause a scene. I can't afford the embarrassment."

I stared at the card but didn't reach for it.

"What? Not enough?" Harrison’s brow furrowed, a flash of impatience in his eyes. He suddenly leaned in, gripping my jaw to force my head up. "Besides maxing out my cards on Birkins and med-spas, what do you know about making money? I’ve kept you in luxury for three years, and you couldn't even give me an heir. Take it, before I have security throw you out."

The calluses on his fingertips brushed against my cheek, sending a cool shiver down my spine. I flinched on cue, my eyes welling up with tears as I picked up the card. "Harrison, for the bell-ringing tomorrow... I wish you nothing but success."

He scoffed, releasing me in disgust. Pulling out a pocket square, he wiped his fingers before turning on his heel and striding out, not sparing me a single backward glance.

Dragging my scuffed Rimowa suitcase, I walked out of the Vance family's Greenwich estate.

The night air was biting. The bodyguards in the gatehouse watched me go, looking at me like I was a stray dog. Not one of them bothered to call me a car.

I didn't summon an Uber. Instead, I unlocked a Citi Bike and pedaled three miles through the freezing pre-dawn wind, eventually turning into a dilapidated walk-up apartment building in the Bronx.

The motion-sensor lights in the stairwell were dead. The paint was peeling off the walls, and the air reeked of stale takeout and sour sewer gas. I climbed six flights in the dark and turned the key in the rusty deadbolt of my heavy steel door.

The hinges shrieked in protest.

The apartment was a cramped 100-square-foot studio with a twin bed and a chipped desk.

I locked the deadbolt, drew the blackout curtains tight, and instantly straightened my spine.

The pathetic, submissive mask I’d been wearing flaked away like dead skin, replaced by absolute, ice-cold detachment.

Walking over to the bed, I unzipped the hidden compartment of my suitcase and pulled out a thick, unbranded black laptop.

Power on.

The screen flared to life with a ghostly blue glow, reflecting my deadpan eyes.

Fingerprint scan. Iris recognition. Finally, a 32-character dynamic encryption key.

The desktop was completely bare except for a single black skull icon.

Nine hours until the Vance Holdings bell-ringing.

Harrison thought I was walking away with nothing. He thought that for the past three years, I was just a parasite feeding off his empire. He had no idea that the underlying architecture of Vance Holdings' core ERP system was built by me, line by painstaking line of code, through countless sleepless nights.

I double-clicked the skull, bypassing the surface web and dropping into a dark-web-level data terminal.

Instantly, the screen cascaded with Vance Holdings' real, unvarnished cash flow statements from the last three years.

To artificially inflate the company's valuation ahead of the IPO, Harrison had forced a merger with their subsidiary, Redwood Logistics, and scrubbed $12 million in hidden debt off Redwood’s books. He’d laundered that money through three offshore shell companies straight into his personal accounts.

It was the exact kind of accounting fraud the SEC dreaded, and the blood in the water that short-sellers salivated over.

I opened a folder named "Trojan."

Truth was, the moment I hit 'send' on my phone in front of the lawyers, a Trojan horse disguised as the digital copy of the divorce settlement had already piggybacked on the lead attorney's intranet IP, silently infiltrating the core servers at Vance Holdings' headquarters.

Now, all it needed was the final spark.

My fingers flew across the keyboard, the sharp clacking echoing through the cramped studio.

*Compiling data...*

*Bypassing firewall...*

*Target: SEC Whistleblower Portal and the email servers of the Big Three short-selling firms.*

The progress bar shot up. 98%... 99%... 100%.

I stopped, my eyes locked on the Enter key.

One press, and the IPO dream Harrison had spent three years meticulously building would shatter right at 9:00 AM tomorrow. Redwood Logistics' stock would instantly crater, and Vance Holdings' liquidity would completely dry up.

But I didn't press it right away.

I glanced at the bottom right corner of the screen, where a minimalist monitoring widget was running.

The widget was called "Retrace."

It was a backdoor I’d coded for myself three years ago. The moment Vance Holdings' assets were subjected to unauthorized transfers or a market crash, this script would automatically lock onto the dirty money Harrison had siphoned off, initiate a reverse trace, and strip away an equivalent amount of assets.

"Every dirty dime you gorged on, you're going to spit back out with interest," I murmured softly.

Hovering my index finger in the air, I brought it down hard on the Enter key.

*Transmission successful.*

A green prompt popped up on the screen.

Almost in the exact same second, the "Retrace" widget in the corner blinked. A brief string of code flashed, and the balance in an encrypted offshore account quietly ticked up a notch.

A smirk tugged at the corner of my lips as I snapped the laptop shut.

The real show was just getting started.

2:30 AM. Six and a half hours until the Vance Holdings bell-ringing.

Bathed in the ghostly blue glow of the data streams, my fingertips tapped out one final command.

*Target: Oceanus Cold Chain logistics dispatch system—Vance Holdings' core overseas supply chain.*

In its desperate sprint to the IPO, Vance Holdings had tied up 60% of its liquidity in importing overseas luxury raw materials, relying entirely on Oceanus Cold Chain's dedicated refrigerated shipping lines to keep the business on life support. I had implanted a stealth logic lock. The moment the Vance ERP system issued a dispatch order, Oceanus's system would automatically flag it as a "high-risk default" and instantly lock down the shipping containers at the port.

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